Visa Platinum Credit Card

Arab Bank Visa Platinum Credit Card is your pass to a world of benefits and privileges that goes beyond the offering of ordinary credit cards.

Coming to you from one of the largest Arab banking network, the Arab Bank Visa Platinum Credit Card gives you every reason to feel special.

With a host of handpicked features and extensive global acceptance, it is designed to ensure that you receive unparalleled financial flexibility and optimal purchasing power that meet your needs and lifestyle.

What is the Visa Platinum Credit Card? 
The Visa Platinum Credit Card is for customers who demand the very best in exclusive features and benefits from their credit card. With this in mind the card comes with the following benefits:

• Personalized credit limit to meet your evolving financial requirements
• Global and local usage for point-of-sale purchases, online purchases and ATM cash withdrawals.
• Automatic enrollment to our Credit Card Rewards Program “ Arabi Rewards“
• High cash advance limit
• Preferential Interest rates
• Flexible repayment instructions including: 5%, 25%, 50%, or 100% of the balance
• Convenient Easy Payment Plan starting from as low as 1.50%
• Special card design equipped with Smart Chip technology to provide you with greater security in addition to the Contactless payment technology that allows you to pay for your everyday purchases quickly and securely with just a tap of your contactless-enabled card
• Credit Shield Insurance* which covers 100% of the outstanding balance, in the event of the death or permanent total disability of the primary cardholder
• Transfer the outstanding balance(s) from your Credit Cards of other banks to your Arab Bank Credit Card through Balance Transfer Service.
• Free supplementary credit cards.
• Manage your credit card/cards account through the Internet, Phone Banking and Arabi Mobile Services for free
• Free SMS alert service to keep you updated on all your card transactions
• Access to 24 hour Customer Contact Center
• Quick credit card application processing time
• Extensive national and worldwide acceptance
• Dedicated Sales Team - ready to serve you at your convenience
• Visa Premium Privileges:
• Complimentary access to the wide variety of offers under the VISA Premium Privileges Program
• Free Purchase Protection Cover **– insuring purchases made with your eligible card against theft / accidental damage occurring within 365 days from the date of purchase, as stated on the store receipt
• Free Extended Warranty Cover** – providing an additional warranty on top of any manufacturers’ warranty
• Free membership to the Priority Pass program – giving you access to over 1,000 airport lounges worldwide*** irrespective of any class of travel or airline used. Participating lounges include airports in many countries in the region and worldwide. Priority Pass grants you up to 6 free visits annually from card issuance date that can be used for both cardholder and accompanying guest(s). Additional visits will be charged.
• Visa launched a new Visa Airport Companion app in partnership with DragonPass. Within this partnership, Visa will continue to provide the highest standard of airport lounge access.
  Details about this update:
  1. Access to lounges via the app begins from October 1, 2024.
  2. Cardholders will be able to download and register on the Visa Airport Companion app from September 19, 2024.
  3. Eligible cardholders must download the application and register their own card to benefit from the privilege of accessing the airport lounges associated with the card.
  4. The Visa Airport Companion application is easy to use and provides secure authentication of its users’ data as it relies on the 3D Secure service.
  5. The current lounge access program, Lounge Key, will be discontinued and cannot be used to enter airport lounges anymore. Therefore, displaying the card in airport lounges will not grant the authorized person access to the lounges.
  
   

How to Apply

• Through our Online Application Form
• Visit any of our branches (visit our Branch Locator page here)

Required Documents*

• Valid national ID (for Residents) or valid passport with valid Resident visa (for Non-Residents)
• Latest Salary/Income/Employment verification document.

Issuance and usage of the card are subject to the terms and conditions relating to this product.
Terms and conditions and fees relating to this product apply.
Licensed as a Conventional Retail & wholesale bank by the CBB. This service is available to our Retail Bank customers.

* Credit Shield Insurance is subject to the terms and conditions of the original insurance policy signed between Arab Bank and the Insurance Company
** Purchase Protection & Extended warranty are provided through Visa International and are subject to Visa Insurance terms & conditions.
*** For more information about the program, please visit the following web site: www.prioritypass.com